Ottawa may further dampen mortgage market

Federal budget proposals could curb competition and raise interest rates in the mortgage market. Canadian borrowers could find themselves paying higher mortgage rates if Ottawa goes ahead with budget proposals that would further reduce taxpayers’ exposure to the housing market, industry observers say. The proposals – which would restrict the use of default insurance available […]

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First-time buyers find Toronto real estate market hot as ever

Toronto real estate: Ottawa’s efforts to cool house prices have slowed condo market, but GTA house prices continue to climb First-time homebuyers Jody and Michael Fegelman have heard a lot of talk over the last year about Canada’s cooling housing market. All the couple have felt is the sting of its heat. During their 1½-year […]

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The psychology of buying a home: Why do we love one place and not another?

You’d buy a sweater on impulse, but when it comes to buying a home it’s all about calm deliberation, right? You might be surprised. Price, square footage, location: “All that can be trumped by the visceral reaction of seeing a home,” says June Cotte, who teaches marketing at University of Western Ontario’s Ivey School of […]

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